Moving to San Diego, CA

Thinking about moving to San Diego, CA? Here's the practical picture: the cost of living runs at an index of 143 (100 is the national average), a typical two-bedroom rents for about $3,050/month, summers average 71°F, and California has a top income tax rate of 13.3%. Below: cost of living, climate, utilities, the best time to move, and popular routes into San Diego.

Cost of living
143
Typical 2BR rent
$3,050/mo
Avg summer high
71°F
Avg winter low
58°F

Cost of living in San Diego

San Diego's cost-of-living index is 143 against a national baseline of 100, and a two-bedroom rental averages roughly $3,050 per month. California levies a top income tax rate of 13.3% and an average combined sales tax of 8.85%. Build your first-year budget around these figures, not just the cost of the move.

Climate and best time to move

Expect average summer highs near 71°F, winter lows around 58°F, and about 10.3 inches of precipitation a year in San Diego. Late September through April — outside the May-September peak season, when van-line capacity is tighter and rates run roughly 15-18% higher. Weather is moderate most of the year; any off-peak month works well.

Setting up utilities in San Diego

Line up your utilities before move day. In the San Diego–Chula Vista area that typically means SDG&E, City of San Diego Water. Schedule electricity and gas to turn on the day before you arrive so you never walk into a dark home.

Licensed movers in California

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Frequently asked questions

Is San Diego expensive to live in?
San Diego has a cost-of-living index of 143 (100 = US average), with typical 2BR rent around $3,050/month.
What's the weather like in San Diego?
Summer highs average 71°F, winter lows about 58°F, with roughly 10.3 inches of annual precipitation.
When is the best time to move to San Diego?
Late September through April — outside the May-September peak season, when van-line capacity is tighter and rates run roughly 15-18% higher.

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Sources

  • MERIC / BestPlaces metro cost index, 2025 — retrieved 2026-01-15
  • Zillow Observed Rent Index (metro), 2025 — retrieved 2026-01-15
  • NOAA 1991-2020 Climate Normals — retrieved 2026-01-15
  • Tax Foundation, 2025 State Tax Data — retrieved 2026-01-15