Moving to Miami, FL

Thinking about moving to Miami, FL? Here's the practical picture: the cost of living runs at an index of 112 (100 is the national average), a typical two-bedroom rents for about $2,850/month, summers average 84°F, and Florida has no state income tax. Below: cost of living, climate, utilities, the best time to move, and popular routes into Miami.

Cost of living
112
Typical 2BR rent
$2,850/mo
Avg summer high
84°F
Avg winter low
71°F

Cost of living in Miami

Miami's cost-of-living index is 112 against a national baseline of 100, and a two-bedroom rental averages roughly $2,850 per month. Florida levies a top income tax rate of 0% and an average combined sales tax of 7.02%. Build your first-year budget around these figures, not just the cost of the move.

Climate and best time to move

Expect average summer highs near 84°F, winter lows around 71°F, and about 61.9 inches of precipitation a year in Miami. Late September through April — outside the May-September peak season, when van-line capacity is tighter and rates run roughly 15-18% higher. This is a hot-climate metro — spring or late fall avoids peak summer heat during the load/unload.

Setting up utilities in Miami

Line up your utilities before move day. In the Miami–Fort Lauderdale area that typically means FPL, Miami-Dade Water & Sewer, TECO Peoples Gas. Schedule electricity and gas to turn on the day before you arrive so you never walk into a dark home.

Popular routes to Miami

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Frequently asked questions

Is Miami expensive to live in?
Miami has a cost-of-living index of 112 (100 = US average), with typical 2BR rent around $2,850/month.
What's the weather like in Miami?
Summer highs average 84°F, winter lows about 71°F, with roughly 61.9 inches of annual precipitation.
When is the best time to move to Miami?
Late September through April — outside the May-September peak season, when van-line capacity is tighter and rates run roughly 15-18% higher.

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Sources

  • MERIC / BestPlaces metro cost index, 2025 — retrieved 2026-01-15
  • Zillow Observed Rent Index (metro), 2025 — retrieved 2026-01-15
  • NOAA 1991-2020 Climate Normals — retrieved 2026-01-15
  • Tax Foundation, 2025 State Tax Data — retrieved 2026-01-15